Would your loved ones be protected if you weren’t there to provide for them? Do you know how much and what type of life insurance coverage will mean a secure future for the ones you love? Do you know enough about the differences between whole and term life insurance to know which type of coverage would be best for you?
Outside of traditional life insurance policies, have you given any thought to Disability Insurance or Long Term Care Insurance? What if you were injured and suddenly unable to work? In this case disability insurance would be very important. Or what would happen if you were unable to take care of your basic day to day needs? Would you have the resources in place to provide help for those tasks? Long Term Care Insurance would become key here.
If you are unsure, the staff at William A. Smith & Son Insurance Dutchess County and Orange County NY offices would be happy to discuss the many options available in New York State that provide a safety net for the ones you care about most.
Available Life Insurance options include:
- Disability Insurance
- Long Term Care Insurance
If you are facing a big life change like:
- getting married
- having your first child
- expanding your family
- facing an empty nest
- preparing for retirement
…it’s a good idea to make the time to sit with a knowledgeable advisor to find out if your current policy will continue to serve the needs of your family. We would be happy to sit with you to review your policy and find out if changes are necessary.