Municipality and public entity insurance in Orange, Dutchess, Sullivan, Putnam, Columbia, Ulster and Westchester Counties.

From educational and training services geared towards helping emergency service organizations to special events liability, we’ll work to ensure your municipality or public entity is adequately covered. 

We have extensive experience in working with Fire Districts, Volunteer Ambulance Corps and other municipal entities. This experience has been gained traditionally, through 30+ years of working with insurance companies to covering the specialized needs of Fire Districts, Library Districts, Water Districts and Cities/Towns/Villages in and beyond Orange & Dutchess Counties. Our Fire District experience is also deep as we have also served as emergency service volunteers.

We’ve partnered with companies such as Utica National and the VFIS program which were crafted specifically for the industry they serve. Additionally, these companies also offer educational and training services geared towards helping emergency service organizations keep their volunteers as well as their paid members up to date on the latest trends in the industry. We also partner with Travelers, Selective,  and others who specialize in the Municipal Insurance marketplace.

Our services include but are not limited to helping you review and procure the following types of insurance:

  • Directors and Officers Liability
  • Property
  • Portable Equipment
  • General Liability
  • Special Events Liability
  • Liquor Liability
  • Automobile
  • Umbrella
  • Flood
  • Crime
  • Portable equipment
  • Excess Liability
  • LOSAP
  • Group Life Insurance
  • Accident & Sickness
  • Personal Home and Auto Insurance for your members

To make sure your municipality or public entity is adequately covered, contact us today.

Let’s discuss your municipality and public entity insurance

One of our insurance advisors will reach out to you to review your information and present you with the appropriate municipality and public entity insurance solution. There’s no obligation, just good-old-fashioned advice.
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William A. Smith & Son, Inc. Insurance offers comprehensive municipality and public entity insurance throughout the Hudson Valley and across NY State, including Orange, Dutchess, Sullivan, Putnam, Columbia, Ulster and Westchester Counties.